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first_imgMany experts agree consumers in their early 20s are at the ideal ages to begin using credit cards. Credit cards are a great first step toward establishing a good credit history. Additionally, they also offer rewards and short-term financing.Even so, some recent reports indicate a portion of Millennials are choosing debit and prepaid cards over credit cards. According to MyBankTracker.com, 49 percent of Millennials don’t even own a credit card. In comparison, 29 percent of consumers in other age brackets go without credit cards.Millennials’ limited interest in credit cards can be attributed to a number of factors. First, Millennials were essentially the first generation to grow up with debit cards. Second, the CARD Act of 2009 makes it more difficult for consumers under the age of 21 to obtain credit cards. Third, many Millennials have significant amounts of student loan debt.Encouragingly, industry experts also agree (and statistics support) Millennials will likely choose credit cards more often as their careers become better established and they become more confident in their abilities to manage their finances. continue reading » 2SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

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first_imgBy Randy PospishilNORFOLK, Neb. (June 27)  – Ramsey Meyer, the point leader in the Mach-1 Sport Compact divi­sion, added to his advantage in the standings with his second local feature win of the season at Off Road Speedway.After starting toward the back, Meyer spent the race working his way through traffic toward the front. With three laps remaining he then took advantage of the race’s only caution, which sent the cars into a single-file restart, to pass Lance Mielke coming out of turn four on the final lap for the win.Max Anderson finished in third.Kyle Prauner won his sixth Karl Chevrolet Northern SportMod feature in as many attempts after starting in the sixth row. Jason Wilkinson picked up his third win of the season in seven local IMCA Sunoco Stock Car starts.Jeremy Hoskinson prevailed in the IMCA Sunoco Hobby Stock tilt.last_img read more

first_imgI think everybody knew it was coming, but no one quite expected it this quick.  Last year when I interviewed Marty with the Reds Caravan, he said it would be a year-to-year decision.  When you have done something as long as Marty has, it is very hard to tell yourself it is time to quit.  People say that you know when the time comes to say it is over, so it is obvious that something this past summer told him “now is the time”.The news media hinted that the thought came to him when he was on vacation in Europe this summer.  Getting a taste of the freedom to travel was probably what set the wheels in motion.Like most of us who have listened to Marty over the years, we wish him well.  We will certainly miss “And, this one belongs to the Reds!”last_img

first_imgFriday, June 12, marked the certification of 121 teachers of the WE-CARE Foundation Reading Liberia Program. The event took place at the Young Men’s Christian Association ( YMCA) on Broad Street.In his welcome statement earlier, WE-CARE Executive Director, T. Michael Weah, explained that the Reading Liberia teaching program is a research-based and classroom-testing of best teaching practices intended to improve teachers’ performances in the classroom, which had been going on since 2009. He said the training incorporates critical thinking, interactive and participatory learning methods and strategies, a new approach to teaching in the Liberian school. The new approach enables the students to question, examine, interpret, apply knowledge and work together.Reading Liberia is an initiative of WE-CARE Foundation, a local education non-profit, with support from the Canadian Organization for Development through Education (CODE) and the R.J. Braydon Charitable Foundation. Some of the books used in the teacher training program were donated by the International Book Bank (IBB).Reading Liberia trains teachers, librarians, writers, illustrators, designers and publishers and publishes culturally relevant books for children in Liberia. The Reading Liberia supervisor, Johnson Togba, said that the teachers were the last group and had gone through three of five-day workshops that were held for seven hours a day. It was followed by two implementation meetings during which the teachers were monitored and mentored for 12 months in their classrooms, while implementing the methods and strategies. They were also observed and assessed, while a trainer recommended them for accreditation and certification.For her part, Mrs. Ellen Fatu Varfley, Director for Professional Development of the Bureau of Teacher Education (BTE), Ministry of Education, and President of the National Teachers Association of Liberia, called on the certificated teachers to make the best use of the skills acquired during the training and mentorship. She thanked the WE-CARE Foundation family for their huge contribution to Liberia’s education sector. Mrs. Varfley along with Mr. J. Fernando Gbozuah, Program Director (BTE-MoE) presented the certificates to the teachers.The ceremony was attended by members of WE-CARE Board of Directors and more than 300 persons including guests from other education-related non-governmental organizations. Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window)last_img read more

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