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first_imgMany experts agree consumers in their early 20s are at the ideal ages to begin using credit cards. Credit cards are a great first step toward establishing a good credit history. Additionally, they also offer rewards and short-term financing.Even so, some recent reports indicate a portion of Millennials are choosing debit and prepaid cards over credit cards. According to MyBankTracker.com, 49 percent of Millennials don’t even own a credit card. In comparison, 29 percent of consumers in other age brackets go without credit cards.Millennials’ limited interest in credit cards can be attributed to a number of factors. First, Millennials were essentially the first generation to grow up with debit cards. Second, the CARD Act of 2009 makes it more difficult for consumers under the age of 21 to obtain credit cards. Third, many Millennials have significant amounts of student loan debt.Encouragingly, industry experts also agree (and statistics support) Millennials will likely choose credit cards more often as their careers become better established and they become more confident in their abilities to manage their finances. continue reading » 2SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more


first_img Tags: C-NSliverpoolswimming Merkling also helped Jack Andrejko, Curtis Merrick and Brandon Nguyen put up a quick time of 1:43.84 in the 200 medley relay. In the 200 freestyle relay, Merkling, Nguyen, Merrick and Julien Brownlow won in 1:31.61.Brownlow claimed first place in the 50 freestyle in 22.98 seconds, with Andrejko beating the field in the 100 freestyle in 53.18 seconds as Will Allen was second in the 200 freestyle (1:58.38) and 500 freestyle (5:26.39).A night earlier, Cicero-North Syracuse faced Oswego and, after three consecutive defeats, the Northstars finally broke into the win column by topping the Buccaneers 94-77. In a close opening 200 medley relay, the Northstars’ quartet of Logan Petralia, Connor Burke, Sawyer Powell and Josh Kubala went 1:55.67, just ahead of Oswego’s 1:56.21.Individually, Harbaugh claimed the 200 freestyle in 2:03.97. Burke beat the field in the 100 butterfly in 1:07.83, with Powell taking the 100 backstroke in 1:05.28 as Harbaugh finished second.Dom Bagozzi was second in both the 50 freestyle (25.09 seconds) and 100 freestyle (55.71 seconds), but C-NS had Harbaugh, Burke, Petralia and Powell post 3:51.56 in the 400 freestyle relay.C-NS had faced Jamesville-DeWitt/CBA earlier in the week, with the Northstars taking a 95-88 defeat to the Red Rams.Seaver Schultz was still a part of four winning events for C-NS, starting with the 200 medley relay, where he paired with Harbaugh, Burke and Dillon Johnson to go 1:48.56 to J-D/CBA’s 1:51.54.Schultz got the 50 freestyle in 23.07 seconds, with Harbaugh (24.79) third, and in the 100 freestyle Schultz won in 51.17 seconds to the 51.72 from the Rams’ Conlan Rourke.And to close out the meet, in the 400 freestyle relay, Schultz, Burke, Bagozzi and Kubala would put together a time of 3:44.19 as J-D/CBA was second in 3:45.96.Elsewhere, Johnson would pull away to win the 100 backstroke in 1:06.30, with Burke second in the 100 breaststroke in 1:12.78 and runner-up in the 200 individual medley in 2:21.34.Petralia, with a time of 1:56.44, edged the Rams’ Nate Wales (1:56.77) in the 200 freestyle, with Harbaugh second in the 100 butterfly in 59.82 seconds. Kubala, Bagozzi, Harbaugh and Petralia were second (1:38.72) to J-D/CBA (1:36.50) in the 200 freestyle relay.Share this:FacebookTwitterLinkedInRedditComment on this Story center_img Though denied by weather of its opportunity to clash with Baldwinsville, the Liverpool boys swim team still had an opportunity to compete before the holiday break.The Warriors traveled to Fulton last Friday night, three days after its scheduled showdown with B’ville got postponed and pushed back to mid-January, and defeated the Red Raiders 101-84 to improve to 2-0 overall.Griffin Merkling led Liverpool as he took part in four different winning efforts. On his own, Merkling tore through the 100-yard backstroke in 55.43 seconds and also won the 200 individual medley in 2:00.66, just missing out on the state qualifying standard of 2:00.63 by three-hundredths of a second.last_img read more


first_img Newsroom GuidelinesNews TipsContact UsReport an Error The Golden State Warriors have home-court advantage and a 3-1 lead in the first-round playoff series ahead of Wednesday’s game against a scrappy L.A. Clippers team, who welcome pressure of a must-win Game 5.Follow along for updates from our reporter Mirjam Swanson covering the game in Oakland.last_img


first_imgOisin is welcomed home to Finn Park by Ollie, Shane & Aidan as he came to support his USL team-mates today.Finn Harps U19 star Oisin Merritt made his long awaited return to Finn Park earlier this afternoon for the USL clash between Finn Harps and Bonagee United.Oisin had played for the Finn Harps reserve side several times earlier this season, before he suffered a serious injury while holidaying in Santa Ponsa in June.Doctors were astounded by Oisin’s miraculous recovery and continues to get stronger since returning to Ireland last month to begin his rehabilitation. On Friday, Michael Murphy and Neil Gallagher visited him for a kick about before heading to Croke Park for yesterday’s All-Ireland quarter-final victory over Armagh.Oisin posted on his timeline on Facebook, “Me and the two main men out for a kick about, what a visit that was. Absolute gentlemen!His day then got better when doctors allowed him to return home for the weekend.Today, players and management at Finn Park were absolutely delighted to see Oisin return to Finn Park to cheer on his USL teammates.  MIRACLE MAN OISIN MAKES LONG AWAITED RETURN TO FINN PARK was last modified: August 10th, 2014 by Mark ForkerShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window) Tags:Finn ParkHome-page NewsOisin MerrittSportlast_img read more

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