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first_imgThe Vermont Economic Development Authority (VEDA) has approved $5.6 million in business and agricultural financing, helping to leverage enough private investment to support economic development projects totaling $13.4 million. ‘VEDA is pleased to help support the expansion and start-up plans of these businesses and farms,’ said Jo Bradley, VEDA’s Chief Executive Officer.  ‘These small business, technology and agricultural investments will help stimulate economic activity and create jobs in Vermont.’ Projects approved for VEDA financing include: Champlain Chocolate Company, Inc., Burlington ‘ $1.3 million in VEDA financing was approved as part of a $3.5 million project to support Champlain Chocolate Company Inc.’s (d/b/a Lake Champlain Chocolate’s) purchase and renovation of the 32,000 square foot former Sondik building on Pine Street in Burlington.  TD Bank will also provide financing for the project.  Champlain Chocolate Company’s new facility is directly across Birchcliff Parkway from the company’s current headquarters, production and retail facility.  The new facility will help Champlain Chocolate Company expand production over the next several years to meet growing demand for its award winning chocolates.  Management reports that the Project will enable Champlain Chocolate Company to expand employment by nearly 22% over the next three years.  American Crafted Spirits, Windsor ‘ Financing of $101,250 was approved as part of a $938,750 project to help American Crafted Spirits construct a 3,000 square foot manufacturing facility in Windsor and purchase equipment.  Connecticut River Bank is also providing financing for the project.  American Crafted Spirits Artisan Distillery will manufacture Silo Vodka.  The company projects creation of five new jobs within three years of the project.   In addition, VEDA approved financings totaling: ·         Almost $1.9 million to Vermont farmers through the Authority’s agricultural loan program, the Vermont Agricultural Credit Corporation (VACC);         ·         $1.4 million  through the Authority’s Small Business Loan Program  to assist growing Vermont small businesses that are unable to access adequate sources of conventional financing;·         Almost $600,000 through the Authority’s Technology Loan Program, designed to assist smaller technology-related firms; and ·         $344,628 through the Drinking Water State Revolving Loan Fund, which provides funds to repair or improve existing privately-owned drinking water systems. VEDA’s mission is to promote economic prosperity in Vermont by providing financial assistance to eligible businesses, including manufacturing, agricultural, and travel and tourism enterprises.  Since its inception in 1974, VEDA has made financing commitments totaling over $1.8 billion.  For more information about VEDA, visit www.veda.org(link is external)  VEDA 12.19.2011last_img read more


first_img 6SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr You’ve probably heard the words “financial management” thrown around at your credit union. You may even have some familiarity with the subject. Financial management isn’t an easy skill to master, however.Perhaps you’ve been left feeling like it’s better to leave fiscal strategy to someone else. After all, long-term financial decision-making isn’t your responsibility. That’s where you’d be wrong.Understanding financial concepts can kickstart your careerAt its core, financial management is all about prioritizing the long-term financial growth of an institution. This means understanding financial projections and managing assets to ensure consistent, adequate financial health.When you demonstrate interest in the long-term success of your credit union and your ability to think about the bigger picture, you’re setting yourself apart as a competent and confident leader. That kind of initiative rarely goes unnoticed, especially in fields that tie in directly to financial management, like compliance and lending. At the end of the day, though, professionals in every department can utilize a strong grasp on financial management.Effective cross-department communication benefits everyoneEvery credit union professional should have an awareness of financial management, no matter what department you’re in. These are financial institutions, and being able to discuss and understand financial topics such as ratios and balance sheets helps optimize processes across all areas of a credit union.As we said before, financial management can be a difficult skillset to acquire. One of the most accessible avenues are CUNA Financial Management eSchools, whether you’re looking to advance your existing credit union financial know-how, or build from the essentials.You can also learn more about CUNA’s finance resources at cuna.org/finance.last_img read more


first_imgDES MOINES — AARP Iowa held the first of what will be several education sessions Wednesday on a new law for family caregivers that goes into effect Monday.The group’s advocacy director Anthony Carroll says the CARE Act will make an impact across the state. “Family caregivers represent the majority of long-term services and support. With over 317-thousand family caregivers who provide care to loved ones in unpaid fashion every day,” Carroll says.The law requires hospitals to give patients the opportunity to name a caregiver at the start of the process. “If you’re going into a hospital with a loved one as a family caregiver — you perhaps don’t even identify yourself yet as a family caregiver,” Carroll says. “So, having the hospital ask a patient and loved one ‘do you have a family caregiver that you are going home to, would you like to record them and put them into your medical record’?”There is also followup to the initial notation of a caregiver. “And if you do chose to designate a caregiver — that caregiver is notified before the patient is sent home. And then, last but not least, there’s an opportunity have a discussion about the caregiver’s abilities, limitations, and an opportunity to receive instructions on any medical care needed before that patient is sent home — rather than you get home and realize, what do I need to do, how do I need to do this,” according to Carroll.He says the process is designed to take the surprises out of the situation for the caregiver. “Thinking from the git-go what you might need to do. Being prepared to ask questions, and then hopefully alleviating the stress that comes with that situation, being thrust in that role perhaps unanticipated after the fact,” Carroll says. “So, that’s really the idea, elevating family caregivers, helping them think about it upon admission.”Carroll says they also understand the issues facing healthcare providers and this should help them better server patients.“The provider themselves actually has a better understanding of what exactly care reality or support reality is this patient returning home to,” he says.Carroll says AARP has information available to help you understand the new law. “There’s free downloadable cards available — you don’t have to be an AARP member — there’s no cost, at www.AARP/IA. Again, that’s an opportunity for people to understand what the new law is. You can detach a wallet card and put it in your pocket,” Carroll says. He says they have been working with the area agencies on aging and other groups to get the information out about the new law.last_img read more


first_imgPortugal’s Cristiano Ronaldo, World Cup finalist Luka Modric of Croatia and Egyptian Mohamed Salah, who enjoyed a stunning campaign with Liverpool last season, were the three players nominated by FIFA for the world ruling body’s top prize.Now grouped within the FIFA Best awards, it will be presented on September 24.For Griezmann, who helped Atletico to Europa League glory as well as playing a pivotal role in France’s World Cup win, FIFA’s choice was unwarranted.“We had a really good World Cup campaign, the whole team deserve to be awarded: (Kylian) Mbappe, (Raphael) Varane, (N’Golo) Kante, who had an amazing World Cup even though no-one talks about it, or even myself.“But that’s the way it is.”The snub has galvanised Griezmann’s ambition to land the Ballon d’Or, the prize awarded by France Football magazine to the world’s top player as voted on by journalists around the globe.“I think the Ballon d’Or has more prestige, a richer history,” said Griezmann.Conceived in 1956, it has been won by Ronaldo and Lionel Messi a record five times apiece. By contrast, the FIFA Best award has been a stand-alone award only since 2016, having spent the 2010-2015 period merged with the Ballon d’Or.He added: “It’s on my mind and I’ve got three months to give it everything (to win it). We’ll see what happens.”Asked if he felt comfortable “sitting at the same football table” as five-time Ballon d’Or winners Messi and Ronaldo, Griezmann said: “Yes, I think so, although other players would be there as well.“I’m enjoying being at this table, although I know I can do better.“I’m at the summit but I know I can improve, I want to be the most complete player possible.”0Shares0000(Visited 1 times, 1 visits today) 0Shares0000Having helped France to the World Cup, Antoine Griezmann has set his sights on personal glory: winning the prestigious Ballon d’Or award © AFP/File / Franck FIFEMADRID, Spain, Sep 17 – Atletico Madrid star Antoine Griezmann says he still can’t fathom why he was not voted one of the world’s top three players by FIFA — but hopes winning the “more prestigious” Ballon d’Or will make amends.“It’s a prize from FIFA and it seems a pity that no World Cup winners were nominated,” Griezmann, who helped France to World Cup glory in Russia this summer, told Spanish sports daily AS.last_img read more

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